Hilltop

A centrally located area with a bustling commercial district and a mix of single-family homes, condos, and townhouses, drawing a broad tenant base with easy access to shopping and the Oceanfront.

Mixed housing stock where condition drives returns; coastal insurance applies. Appreciation is steady. Hampton Roads is low-lying with real sea-level-rise and flood exposure - verify the FEMA zone, check for recurrent flooding, and quote flood insurance, which materially affects coastal cash flow.

Buy-and-hold investors who want a central location and a diverse, dependable tenant base.