Fort Myers, FLFORM-FL-FORT-MYERS-BEACH

Fort Myers Beach

Conditional
Strategy · Short-Term RentalRemote fit · MediumConfidence · Developing
Entry price$450K-1.1M
Typical rent$3,200-6,500
Gross yield4-7%
The case

A recovering barrier-island beach market with strong vacation-rental demand from families, retirees, and tourists, commanding premium nightly rates during peak season.

Risks

The highest wind/flood insurance and storm exposure in the metro, post-Ian rebuilding, and seasonal STR income that is management-intensive; verify the FEMA zone, elevation, and rebuild status. Underwrite net, not gross. As of January 2026, Citizens now requires flood insurance for wind coverage on homes insured at $400K+, with combined premiums often $4,500-8,000+ a year in Lee County - underwrite the full insurance cost.

Best for

Short-term-rental investors comfortable with barrier-island risk, high insurance, and active seasonal management.

Buy-box fit

0 entries

No published buy-box fits for this neighborhood.